3rd BNP Paribas International Hackathon: 28 startups secured their ticket for the 2nd phase


3rd BNP Paribas International Hackathon: 28 startups secured their ticket for the 2nd phase

The third BNP Paribas International Hackathon was held last weekend simultaneously in the ten participating countries. 22 Group entities took part in this new season. 160 startups competed to come up with creative solutions around the central theme: “optimising customer experience in the Bank”.

Last weekend, start-ups mobilised to work on a series of challenges relating to the customer experience. They developed their customer-focused projects supported by Group business line experts, in Berlin, Brussels, Istanbul, Luxembourg, Nanjing, Paris, Rome, San Francisco, Singapore and Warsaw.

Attending the event, Jacques d’Estais, Deputy Chief Operating Officer of BNP Paribas and co-sponsor of the BNP Paribas International Hackathon, commented: “Working with startups is a win-win cooperation : they enable us to offer innovative products and service and we benefit from their disruptive ideas and agile ways of working. We help them develop their business.”

Having come to encourage the start-ups, Thierry Laborde, Deputy Chief Operating Officer of BNP Paribas and co-sponsor of BNP Paribas International Hackathon, added: “The international Hackathon is an important part of our innovation strategy. The challenge this year is to create a state of the art customer experience to better serve our customers. This is fully in line with the digital transformation plan of the bank.”

The 2016 edition has already fulfilled its promises, with five of the nine finalists currently finalising their projects with the Bank. For example, Carsift and BNP Paribas Personal Finance will soon launch a tool offering advice on buying a car, the startup "Cadre de Vie”, BNP Paribas Cardif and BNP Paribas’ retail bank in France will propose a real estate portal offering integrated services before the end of the year.

After this first weekend, selected startups will have the opportunity to develop their solutions during a co-creation phase. They will be supported by the Group’s leading experts and resources to turn their project into an operational solution, serving BNP Paribas customers.

The BNP Paribas International Hackathon also reflects the accelerated pace of BNP Paribas’ digital transformation, and has a special, long-term place in its open innovation ecosystem.

Who are the big winners of this first round?

In France, they are 8:

BNP Paribas Personal Finance

  • wiGroup

wiGroup Is a Saas software company specialized in mobile transactions. It as been selected for its mobile retail reward solution.

  • Serious Factory

Serious Factory is the editor of the VTS software that allows users to create behavioral simulators for training, without the need for technical or design skills.

Banque Privée France

  • Q°emotion

Q°emotion is a digital platform that analyzes and monitors the emotions of the audiences with innovative semantic algorithms.

BNP Paribas Leasing Solutions

  • Visiblee 

Visiblee is a SaaS solution which identifies anonymous B2B website visitors and converts them into clients

BNP Paribas Cardif

  • Vizir.co

Vizir.co is a sales & marketing chatbot software with advanced business analytics capabilities.


SPIXII creates superior automated customer experiences for banks and insurance companies, when selling and servicing their products.

Retail Banking France 

  • Botmind

Botmind accompanies companies in creating innovative solutions using artificial intelligence, mainly with a SaaS platform that manages chatbots

  • Celestory 

Celestory is a solution allowing the creation of personalized learning apps without coding, based on audiovisual pieces of content

In Belgium, they are 4:

  • Smartbean  (for Corporate Banking Challenge)

Smartbeam is a construction oriented platform which centralizes the information to facilitate communication and share data between the bank and the clients from price bid to execution phase of the project.

  • Kudujad.io (for Leasing solution Challenge)

Kudujad.io is an IoT platform that connects different devices to one app for free an forever. It is a sort of app store for IoT devices that can accommodate any pre-registered IoT gadget.

  • Smovin : (for Wealth Management Challenge)

Smovin is a platform that helps customers maximise the profitability on their real estate investment by automating the administration tasks

  • Manual.to (for BNP Paribas fortis retail Banking)

Manual.to is a SAAS plateforme that makes manuals creation and reading easy and thus helps companies save costs on producing contents such as text and images while offering great insights, after-sales tools and better communication.

… the other 16 winning startups have been appended to this document.


Relive the International Hackathon experience




  • Shentilium (winner of BP2S)

Solution that provides a market sentiment indicator from social media, on all asset class

  • Good Atlas (winner of WM)

Solution that uses advanced voice technology, natural language processing and artificial intelligence to provide real-time insights to Relationship Managers in their daily interactions with clients.


  • 4Paradigm

A "Smart Core System for Consumer Financing", offering enterprise-wide AI capabilities in consumer full life-cycle, including precision marketing, anti-fraud, smart collection, smart pricing, etc.

  • Zhuge IO

A solution that helps the  bank to deeply collaborate with offline stores to precisely identify, acquire and provide loan services to potential customers by leveraging intelligent platform to collect, analyze and ultilize online customer behaviour data that will improve customer experience and engagement.

San Francisco

  • Saagie 

Smart Applications platform that help banks & insurance companies build and run predictive applications in record times. Can resolve multiple banking use cases including facilitating onboarding activities (KYC / ALM..) as well as Compliance & Risk Management.

  • FinSpace

Automate documentation and data exchange between SMEs and Commercial Banking.



  • Tetrao

Tetrao is based on robotic cognitive technology to behave like a human being and accelerate data gathering from the different web sources. This technology speeds up the professional onboarding process from several months to 3 days.



  • Inspirient 

Inspirient is specializes in automated, cloud-based data analytics with an intuitive, math-free user experience.


  • Endeksa

Endeksa is a mortgage digitalization solution to facilitate the evaluation and transaction of real estate assets through data analytics.

  • Kiraplus

Kiraplus is a smart rental platform that makes real estate portfolio management and rental transactions simple, fast, reliable and advantageous.


  • BB Boyz

BNL Boon is a platform for offering specific pathways to help people achieve the great goals of their lives.

  • Mendua

The marketplace of goods acquired though leasing for SME

  • SpidChain

An app for identity profiling and matching: a game where your friends say what they think about you, while earning loyalty points. With self-sovereign identity system on blockchain

  • Bankon VR

The first application of virtual reality for customer service

  • GoSherpy

Maître: The digital concierge that offers to the client highly tailored financial and non-financial investment opportunities and helps the private banker to better know their clients’ profile.


  • Querona

Querona is specialized in logical data warehousing and Big Data analytics. It introduces groundbreaking approach to Business Intelligence (BI) and provides a solution that makes companies successful in a fast-paced environment by empowering business.